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<!DOCTYPE html>
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<title>AssetAZ Documentation</title>
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<div class="container">
<h1>AssetAZ Documentation</h1>
<ul class="toc">
<li><a href="#1-introduction-and-purpose">1. Introduction and Purpose</a></li>
<li><a href="#2-hubs-and-terminals">2. Hubs and Terminals</a></li>
<li><a href="#3-plugins-and-interfaces">3. Plugins and Interfaces</a></li>
<li><a href="#4-interaction-with-nenjim">4. Interaction with Nenjim</a></li>
<li><a href="#5-observables-and-subscribers">5. Observables and Subscribers</a></li>
<li><a href="#6-assetaz-token-and-incentives">6. AssetAZ Token and Incentives</a></li>
<li><a href="#7-peer-to-peer-and-oracles">7. Peer-to-peer and Oracles</a></li>
<li><a href="#8-user-experience">8. User Experience</a></li>
<li><a href="#9-transparency-trust-and-signed-builds">9. Transparency, Trust and Signed Builds</a></li>
<li><a href="#10-distribution-and-installation">10. Distribution and Installation</a></li>
<li><a href="#11-future-topics-todo">11. Future Topics (TODO)</a></li>
</ul>
<div class="section" id="1-introduction-and-purpose">
<h2>1. Introduction and Purpose</h2>
<p>
AssetAZ is <strong>not</strong> a finance application it is a platform. Just like Windows is not Notepad
or Word, AssetAZ is not a budgeting app or a wallet. AssetAZ is the foundation upon which other applications
and plugins are built.
</p>
<p>
Each user (human or AI) runs their own “AssetHub” the central system that manages all their financial
plugins and data. This means that all interaction with assets happens locally and under full user or AI
control. AssetAZ is designed as a new standard for building financial software open, decentralized, and
flexible.
</p>
</div>
<div class="section" id="2-hubs-and-terminals">
<h2>2. Hubs and Terminals</h2>
<p>
An AssetHub runs in a single place locally or in the cloud and has one owner. Terminals are the devices
that access the hub: this could be mobile apps, API clients, smartwatches, or even automated agents such as
AIs. Some terminals have graphical UIs, others are completely invisible and operate only through messages or
events.
</p>
<p>
There is only <strong>one user per AssetAZHub</strong>. It is not a multi-user system, but a personal
system. Access to external systems (such as API keys) is managed in Nenjim, not inside AssetAZ.
</p>
</div>
<div class="section" id="3-plugins-and-interfaces">
<h2>3. Plugins and Interfaces</h2>
<p>
AssetAZ itself can do almost nothing. All functionality comes from plugins. A plugin can be, for example, a
wallet, a budgeting tool, or a plugin that connects to an exchange.
</p>
<p>
Plugins communicate via API modules (interfaces), which can have many different implementations. This
ensures that various components can be swapped out without breaking the whole system. A key feature of the
AssetAZ ecosystem is that <strong>interfaces survive, but implementations can die</strong>.
</p>
</div>
<div class="section" id="4-interaction-with-nenjim">
<h2>4. Interaction with Nenjim</h2>
<p>
Nenjim is responsible for fetching, configuring, and delivering instances of components. AssetAZ simply
asks Nenjim: “Give me a Bitcoin wallet.” Nenjim returns an instance that already works, because its
configured with, for example, the correct private key.
</p>
<p>
All configuration such as access to external APIs happens in Nenjim. Plugins in AssetAZ communicate
with Nenjim via lazy-loaded and versioned components. This enables side-by-side execution of old and new
versions of the same objects.
</p>
</div>
<div class="section" id="5-observables-and-subscribers">
<h2>5. Observables and Subscribers</h2>
<p>
Observables are plugins that provide information or events to others interested in receiving that
information. Those who listen to the information are called 'Subscribers'. When everything flows through
AssetAZ, it becomes possible to do centralized logging, analysis, and, for example, correct tax calculation
(FIFO, etc.).
</p>
<p>
A plugin acting as an Observable can also be a system that registers external events (such as water
temperature). Observables can also be subscribed to over P2P an AssetAZHub can subscribe to an observable
from another hub and receive events as if they were local.
</p>
</div>
<div class="section" id="6-assetaz-token-and-incentives">
<h2>6. AssetAZ Token and Incentives</h2>
<p>
The AssetAZ token is used to pay developers, vote on decisions, and provide access to plugins and services.
When a task needs to be solved, the price is estimated in tokens. The developer is then paid in tokens and
can choose to keep them as an investment or sell them.
</p>
<p>
Tokens can also be used by users who wish to have features developed, or as a reward for contributing
knowledge, code, or data.
</p>
<p>
The tokens price is determined indirectly through the “anchors” that users set themselves one user may
expect one token to equal one krone, while another may value it more highly. These differences create trade
and speculation on a decentralized exchange, but can also easily be traded “over the counter” (OTC).
</p>
</div>
<div class="section" id="7-peer-to-peer-and-oracles">
<h2>7. Peer-to-peer and Oracles</h2>
<p>
All AssetAZHubs run in a P2P network. This makes it possible to share services for example, access to
wallets, sensor data, or plugins without giving access to the actual code. You can sell oracle services,
such as measuring sea temperature every morning and making it available as an observable to other
AssetAZHubs.
</p>
<p>
This makes it possible to earn tokens on other types of assets than just financial knowledge and data
also become assets.
</p>
</div>
<div class="section" id="8-user-experience">
<h2>8. User Experience</h2>
<p>
The user experience in AssetAZ depends 100% on the terminal and plugins you use. An AI will never use a UI,
while a human user may only use a smartwatch.
</p>
<p>
A plugin can choose to render information in many ways its similar to installing a graphics card in a
computer. It translates data into something the user understands. Its up to the terminal to present it.
</p>
</div>
<div class="section" id="9-transparency-trust-and-signed-builds">
<h2>9. Transparency, Trust and Signed Builds</h2>
<p>
All plugins are open source. The user can compile them themselves or trust builds that others have
published and cryptographically signed.
</p>
<p>
The user defines their own prioritized list of whom they trust. When a plugin needs to be installed, Nenjim
tries to find a build that matches from one of the trusted signatures.
</p>
<p>
Its also possible to charge for signed builds, e.g., via the AssetAZ token, but this requires actively
adding a payment plugin Nenjim has no dependency on AssetAZ unless you want it.
</p>
</div>
<div class="section" id="10-distribution-and-installation">
<h2>10. Distribution and Installation</h2>
<p>
To make AssetAZ easy to install, it can be delivered as a ready-made image with Lightwale a minimalist,
immutable Linux system with Docker. There is only one container: Nenjim. It is configured to automatically
start AssetAZ and the relevant plugins via a single configuration file.
</p>
<p>
This makes it possible to deliver an entire hub with everything preconfigured you just power it up.
</p>
</div>
<div class="section" id="11-future-topics-todo">
<h2>11. Future Topics (TODO)</h2>
<ul>
<li>Backup and restore via IPFS and encryption</li>
<li>Security and privacy section</li>
<li>AI as users and agents</li>
<li>Governance and community</li>
<li>User scenarios and fictional cases</li>
<li>Semver-enforcer tool and build validation</li>
<li>Further development of the observable concept</li>
<li>Fluid trust and signature replacement</li>
<li>Payment services for signed builds</li>
</ul>
</div>
<div class="footer">
<p>AssetAZ The foundation for open, decentralized, and programmable finance.</p>
</div>
</div>
</body>
</html>